Categories
💰 Free Accounting and Personal Finance Software
The last thing a finance app should do is upload your transactions and bank logins to someone else's server and then bill you monthly. This category collects free bookkeeping tools that keep data local or on your own server, covering simple ledgers, envelope budgeting and proper double-entry accounting, with open export formats so you are never locked in.
8 tools
Actual Budget
Envelope budgeting — give every dollar a job before you spend it
- Open Source
- No Ads
- No Tracking
- Offline
Beancount
Your ledger is a text file — and it belongs in Git
- Open Source
- No Ads
- No Tracking
- Offline
Firefly III
A personal finance system running on your own server
- Open Source
- No Ads
- No Tracking
- Self-hostable
Ghostfolio
A self-hosted investment dashboard, readable from anywhere
- Open Source
- No Ads
- No Tracking
- Cross-platform
GnuCash
Real double-entry accounting — it tells you when the books do not balance
- Open Source
- No Ads
- No Tracking
- Offline
HomeBank
Household bookkeeping with no accounting to learn first
- Open Source
- No Ads
- No Tracking
- Offline
Money Manager EX
Accounts, budgets and charts — usable the moment it opens
- Open Source
- No Ads
- No Tracking
- Offline
Portfolio Performance
Work out what your investments actually returned, with nothing uploaded
- Open Source
- No Ads
- No Tracking
- Offline